[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rekmal.cz\/u-koho-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.rekmal.cz\/u-koho-si-pujcit\/","headline":"U koho si p\u016fj\u010dit?","name":"U koho si p\u016fj\u010dit?","description":"Lid\u00e9 pot\u0159ebuj\u00ed k norm\u00e1ln\u00edmu \u017eivotu pen\u00edze. Pot\u0159ebuj\u00ed je, aby jimi hradili v\u00fddaje za to, co k \u017eivotu pot\u0159ebuj\u00ed, aby za n\u011b nakupovali zbo\u017e\u00ed nebo jimi…","datePublished":"2020-10-24","dateModified":"2020-10-24","author":{"@type":"Person","@id":"https:\/\/www.rekmal.cz\/author\/#Person","name":"","url":"https:\/\/www.rekmal.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b7a3ac09da7f6a75c5f1ebec5be454c22943a51b9f5595d89318ef09bd44dd1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b7a3ac09da7f6a75c5f1ebec5be454c22943a51b9f5595d89318ef09bd44dd1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rekmal.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rekmal.cz\/wp-content\/uploads\/eura%20mince_10_9.jpg","url":"https:\/\/www.rekmal.cz\/wp-content\/uploads\/eura%20mince_10_9.jpg","height":0,"width":0},"url":"https:\/\/www.rekmal.cz\/u-koho-si-pujcit\/","wordCount":429,"articleBody":"         Lid\u00e9 pot\u0159ebuj\u00ed k norm\u00e1ln\u00edmu \u017eivotu pen\u00edze. Pot\u0159ebuj\u00ed je, aby jimi hradili v\u00fddaje za to, co k \u017eivotu pot\u0159ebuj\u00ed, aby za n\u011b nakupovali zbo\u017e\u00ed nebo jimi platili za slu\u017eby, je\u017e jim ostatn\u00ed prokazuj\u00ed. Ov\u0161em skute\u010dnost, \u017ee jsou pen\u00edze pot\u0159eba je\u0161t\u011b v\u016fbec neznamen\u00e1, \u017ee jich m\u00e1 \u010dlov\u011bk v\u017edy tolik, kolik by jich pot\u0159eboval m\u00edt. Jsou mezi n\u00e1mi i \u0159ady t\u011bch, kdo si dejme tomu vyd\u011bl\u00e1vaj\u00ed jenom m\u00e1lo nebo jsou dokonce odk\u00e1z\u00e1ni jenom na n\u011bjak\u00e9 ty skoup\u00e9 soci\u00e1ln\u00ed d\u00e1vky od st\u00e1tu, je tu v\u0161ak t\u0159eba dost i t\u011bch, kdo si sice vyd\u011bl\u00e1vaj\u00ed slu\u0161n\u011b, jen\u017ee jsou s jejich \u017eivotem spojeny natolik vysok\u00e9 v\u00fddaje, \u017ee ani vysok\u00e9 p\u0159\u00edjmy nemus\u00ed sta\u010dit. A ka\u017ed\u00e9mu tak n\u011bkdy hroz\u00ed, \u017ee nebude dostate\u010dn\u011b finan\u010dn\u011b zaji\u0161t\u011bn\u00fd.A co si m\u00e1 po\u010d\u00edt ten, kdo pen\u00edze sice pot\u0159ebuje, ale nem\u00e1? N\u011bkomu takov\u00e9mu nejednou nezb\u00fdv\u00e1 jin\u00e1 mo\u017enost \u0159e\u0161en\u00ed ne\u017e p\u016fj\u010dka. Tedy s\u00e1zka na do\u010dasnou finan\u010dn\u00ed v\u00fdpomoc ze strany n\u011bkoho jin\u00e9ho, zpravidla n\u011bjak\u00e9 finan\u010dn\u00ed instituce.Jen\u017ee cht\u00edt si p\u016fj\u010dit a dostat p\u016fj\u010dku nen\u00ed automaticky jedno a tot\u00e9\u017e. Nejednou m\u00e1 ten, kdo o p\u016fj\u010dku \u017e\u00e1d\u00e1, sm\u016flu a nen\u00ed mu vyhov\u011bno. T\u0159eba proto, \u017ee se zdaj\u00ed zam\u011bstnanc\u016fm finan\u010dn\u00ed instituce jeho p\u0159\u00edjmy moc n\u00edzk\u00e9 na to, co bude t\u0159eba spl\u00e1cet, mo\u017en\u00e1 tu sehraje negativn\u00ed roli i n\u011bjak\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f nebo jin\u00fd nedostatek. A pak to m\u00e1 takov\u00fd neuspokojen\u00fd \u017eadatel t\u011b\u017ek\u00e9.M\u00e1 to t\u011b\u017ek\u00e9, ale t\u011b\u017ek\u00e9 to m\u00edt vlastn\u011b nemus\u00ed. Proto\u017ee je tu v\u017edy i hypot\u00e9ka dru\u017estevn\u00ed byt Nebankovn\u00ed hypot\u00e9ky, ji\u017e m\u00e1 \u0161anci z\u00edskat i ten, kdo je z pohledu bankovn\u00edch \u00fa\u0159edn\u00edk\u016f naprosto neatraktivn\u00ed.Sta\u010d\u00ed, kdy\u017e m\u00e1 \u010dlov\u011bk nemovitost, kterou by se za tuto p\u016fj\u010dku zaru\u010dil, a r\u00e1zem tu nen\u00ed probl\u00e9m dostat t\u0159eba i hodn\u011b velk\u00e9 pen\u00edze s dlouhou dobou splatnosti, a to za ide\u00e1ln\u00edch podm\u00ednek.Proto\u017ee tady nejsou d\u00edky on\u00e9 z\u00e1stav\u011b nijak z\u00e1sadn\u00ed ani vysok\u00e9 p\u0159\u00edjmy, ani \u010dist\u00e9 registry, ani dal\u0161\u00ed okolnosti, je\u017e nevypadaj\u00ed dob\u0159e. I s t\u011bmi tu \u010dlov\u011bku p\u016fj\u010d\u00ed. A pro\u010d toho nevyu\u017e\u00edt?                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"U koho si p\u016fj\u010dit?","item":"https:\/\/www.rekmal.cz\/u-koho-si-pujcit\/#breadcrumbitem"}]}]